The TACO Theory, Fed’s Dilemma, Negative Equity Risk Premium, and BLS Chicanery

By Victor Sperandeo with the Curmudgeon

Introduction:

A lot of topics to cover this week, so let’s get started….

Fear Turns into Greed on Wall Street:

The S&P 500 and NASDAQ made new highs this past week, which capped a spectacular recovery from the April 8th closing lows - 4982.77 for the S&P 500 and 15,267.91 for the NASDAQ Composite. 

At Friday’s close of 6279.35, the S&P is up +26.9% from its intra-day low of 4948.43 on April 10th.  The NASDAQ Composite at Friday’s close of 20,601.10 is up +36.85% from its April 8th intra-day low of 15,053.39.  

“One by one, all the tail risks that took the stock market nearly into bear market terrain in early April are being removed from the list,” notes Rosenberg Research’s David Rosenberg. “All it has taken is dodging bullets to bring the S&P 500 to new record highs as the momentum- and sentiment-driven market rally continues unabated.”

Goldman Sachs reports that the riskiest corners of the market, including high-beta momentum stocks, a bitcoin-sensitive index, and unprofitable tech, far outpaced the S&P 500 in the second quarter as investors chased speculative momentum.

According to Bespoke Investment Group, nearly 420 stocks in the Russell 3000 jumped more than 50% between the lows on April 8 and June 27, including 14 that soared over 200%. Of those highfliers, only four are profitable. On average, the 858 unprofitable companies in the index gained 36.4% during that stretch, more than doubling the 15.6% return seen among the 500 stocks with the lowest price-to-earnings ratios.

-->That’s quite a transition from fear to greed in less than three months!

What caused the dramatic turnaround in U.S. equities?  

After the S&P 500 and NASDAQ dropped ~20% after “Liberation Day” in early April, President Donald Trump “chickened out” on his call for strong tariffs.   As a result, equity markets rallied strongly. 

Trump then got the embarrassing nickname of “TACO” or “Trump Always Chickens Out,” by Financial Times columnist Robert Armstrong on May 2, 2025.  The TACO theory is based on the fact that investors profited by buying the dip that followed Trump’s tariff threats after the markets closed on April 2, 2025.

Sevens Report Research founder Tom Essaye insists that Trump does, in fact, always chicken out. “The TACO trade has worked and buying stocks on extreme tariff-related threats has worked,” he wrote.

On April 9th, U.S. Secretary of the Treasury Scott Bessent made a strong statement on how the rich have done well in the past and now it was labor’s turn. 

“For the last four decades, basically since I began my career in Wall Street, Wall Street has grown wealthier than ever before, and it can continue to grow and do well,” Bessent said at the American Bankers Association’s Washington Summit. “But for the next four years, the Trump agenda is focused on Main Street. It’s Main Street’s turn. It’s Main Street’s turn to hire workers. It’s Main Street’s turn to drive investment, and it’s Main Street’s turn to restore the American Dream,” he said.

Victor says that Bessent’s talk the talk was hype-bologna. In Italian, he would call it “mortadella” or advanced super bologna.  It went out the window, like the famous quote by Mike Tyson, “Everyone has a plan till they get punched in the face!”

The stock market sensed the STRONG tariff threats were over! In other words, Trump was now officially part of the DC ESTABLISHMENT. 

The equity markets continued to rally as the U.S. bombed Iran’s nuclear sites.  That was followed by Iran’s telegraphed missile attack on the American Al Udeid Air Base in Qatar.  Iran did not close the Strait of Hormuz, which signaled that the war with the U.S. was effectively over. 

Indeed, Iran does not plan to respond further to the U.S. strikes on its nuclear program, the Iranian deputy foreign minister said on Thursday — but the country still pledges to forge ahead with its nuclear development program despite the attack. “Our policy has not changed on enrichment,” Takht-Ravanchi reiterated to NBC. “Iran has every right to do enrichment within its territory. The only thing that we have to observe is not to go for militarization.”

The Fed’s Rate Cut Dilemma:

The already strong pressure on the Fed to lower interest rates will continue.  Trump has repeatedly called for Fed Chair Jerome Powell to step down in a series of attacks that have raised concern about the independence of the U.S. central bank. 

Trump asked Powell to “resign immediately” on Wednesday after his administration’s top housing regulator urged the U.S. Congress to launch an investigation into the central banker.  Trump’s broadside attack comes days after he sent Powell a letter demanding that the central banker lower the benchmark interest rate, which is currently set at a range of 4.25 percent to 4.5 percent, by “a lot.”

Powell maintains that the uncertain economic impact of Trump’s tariffs have prevented the Fed from lowering rates.  The tariffs are expected to put upward pressure on prices which would increase inflation. Furthermore, the U.S. unemployment rate is 4.1% which is considered to be “full employment.”  The U.S. economy continues to add jobs, albeit at a slower rate than in previous years.

Goldman Sachs economists expect a one-time inflation boost from tariffs, raising the year-over-year core Personal Consumption Expenditure (PCE) index (excluding food and energy) to 3.4% in December, significantly higher than the 2.7% increase in the latest 12 months for the Fed’s preferred inflation gauge.

Goldman’s inflation forecast is well above the Fed’s 2% target, making it difficult to justify cutting rates now. Yet two Fed governors, Christopher Waller and Michelle Bowman, have said they would consider rate cuts if inflation were stable.

The fed-funds futures market is pricing in two cuts of a one-quarter percentage point each by year end, with a 69.5% probability of the first cut at the September 17th FOMC meeting, according to the CME FedWatch site.  There’s only a 4.7% probability of a 25 bps cut at the July 30th Fed meeting.

Rates will be coming down for sure after Powell leaves his position as Fed Chair next May 2026.  Trump will make sure he puts in a new Chairperson that will lower rates to 1% to 2% area with 2.5% the minimum.

Stocks vs. Bonds Conundrum:

The belief that short term interest rates will be eventually coming down (substantially?) is a major reason why the equity markets are going straight up.  Not so for bonds, as future fears of inflation and massive deficits are of great concern to fixed income investors. 

We’ve discussed the supply/demand imbalance and increased term premium for U.S. government bonds, but here’s a new method of comparing the risk in stocks vs. bonds. 

The Equity Risk Premium (ERP) is the additional return investors expect to receive for holding stocks (which are riskier) over a risk-free asset like a government bond or note. A positive ERP suggests that investors are being compensated for taking on the risk of investing in the stock market. A negative ERP implies that investors are willing to accept a lower return from stocks compared to a risk-free asset, which indicates that stocks are relatively expensive.

While there are several ways used to calculate the ERP, we chose to subtract the S&P 500 earnings yield from the interest rate on the 10-year U.S. Treasury note.

l  The trailing 52-week P/E ratio for the S&P 500 has been increasing and is 24.09, according to WSJ as of July 3, 2025.   The earnings yield is the inverse of the P/E which is now 4.15%.

l  The 10-year T-note currently yields 4.35% - up substantially from 3.68% when the Fed cut rates by 50 bps at its September 18, 2024 FOMC meeting.

--> Therefore, the current ERP = 4.15% - 4.35% = - 0.20%.

Curmudgeon Comment: The Artificial Intelligence (AI) frenzy and 'U.S. exceptionalism' narrative led by a handful of Mega Cap tech stocks have fueled a boom in U.S. stock indexes that has lifted aggregate valuations to their highest level in decades if not all-time.  As a result, the ERP is collapsing and is now negative, which in the past was a warning sign for stock market investors. A negative ERP might also indicate that investors are overly optimistic or complacent about potential risks.

Victor’s Market Views:

Technically, the S&P 500 and the NDX 100 are bullish and are now above their 200-day moving average which is also up-sloping.  Dow Theory has not definitively spoken but is moving up in bullish steps so is currently neutral.                                                                                             

In addition to my 50% gold position, I am buying 5-year T-note futures in size, with a patient longer term view of rates coming down. Always know that markets discount the future.

Victor on Tariffs:

Fundamentally, tariffs are still an unknown, but (as we have previously stated in past Curmudgeon/Sperandeo posts) they are NOT necessarily inflationary. Tariffs are a tax, which may or may not be passed on to consumers via higher prices. 

For reference, consider the views of the greatest leftist economist of the 20th century - John Maynard Keynes, who is best known for his support of government intervention in the economy.  Keynes did not generally view tariffs as inflationary. In fact, he even suggested that tariffs could be used to combat deflation and increase domestic production without significantly impacting prices. Keynes acknowledged that tariffs could lead to some price increases for imported goods, but he believed these increases would be minor and comparable to normal fluctuations.

“I am prepared to maintain that the effect of such duties on the cost of living would be insignificant—no greater than the existing fluctuation between one month and another.”

News Flash:

Tariffs will revert to April 2nd “Liberation Day” levels on August 1st if countries around the world don’t reach deals with the U.S., according to Scott Bessent. The Trump administration’s self-imposed deadline on trade deal negotiations expires this coming Wednesday. Without a deal, tariffs currently set at a 10% baseline will go back to the 20% to 49% set on April 2nd, Bessent told CNN’s State of the Union on Sunday.

Victor’s Conclusions:

1. The Fed: Jerome Powell should be more than embarrassed for not cutting rates, as he looks completely ignorant in his strong view of tariffs being inflationary. Keeping rates high is a great deterrent to consumers who need reasonable credit terms to borrow, e.g. auto loans, credit card debt, mortgages, etc.  Also, the historical proven fact is that inflation is always a monetary phenomenon.

Powell along with his gang of FOMC members and 400 PHD’s are punishing the common man - not the wealthy! 

The only logical conclusion is this is aimed at making the economy weak for political reasons. Does it not seem odd that other Central Banks are not concerned with tariffs as they lower rates. The Swiss National Bank (SNB) cut rates to 0 on June 19th!

2.  BLS fake numbers: Besides the unknown effects of tariffs on inflation, the Fed uses employment data from the Bureau of Labor Statistics (BLS) to keep the Fed Funds rate high.  The BLS is headed by Biden appointee Commissioner Erika McEntarfer, PhD - a long time Democrat.

It sees that BLS data can now be manipulated to any outcome that suits the Democratic agenda. A glaring example is the non-farm payroll data that shows for the first six months of 2025 that the “non-seasonally adjusted” counted jobs of 562,000 are less than the “non-seasonally adjusted” estimated new jobs created by the Birth Death Model (an algorithm) which is 614,000 jobs. That makes the job market much stronger than it actually is.

-->It seems impossible that the actual counted jobs are less than estimated jobs! 

3.  U.S. Political System: The same manipulation applies to Republicans when they appoint the heads of government agencies. President Trump has the ability to fill roughly 4,000 politically appointed positions in the executive branch and independent agencies, including more than 1,300 that require Senate confirmation. The Washington Post and the Partnership for Public Service are tracking nominees for  822 of those positions.

--> This type of massive political corruption may someday result in a collapse of the U.S. system of government as we know it.

End Quote:

 

Friedrich Nietzsche is known for the quote from Thus Spoke Zarathustra: "That which is ready to fall, shall ye also push!"

This quote suggests actively participating in the demise of something deemed obsolete, corrupt, or harmful by “pushing it down.”

 

This act is seen as a way to clear the path for something new and potentially better.  Readers are encouraged to ponder how it might be related to the U.S. political system.

….……………………………………………………………………………………………………..

 

Be well; success and good luck.  Till next time……………….

 

The Curmudgeon
ajwdct@gmail.com

Follow the Curmudgeon on Twitter @ajwdct247

Curmudgeon is a retired investment professional.  He has been involved in financial markets since 1968 (yes, he cut his teeth on the 1968-1974 bear market), became an SEC Registered Investment Advisor in 1995, and received the Chartered Financial Analyst designation from AIMR (now CFA Institute) in 1996.  He managed hedged equity and alternative (non-correlated) investment accounts for clients from 1992-2005.

Victor Sperandeo is a historian, economist and financial innovator who has re-invented himself and the companies he's owned (since 1971) to profit in the ever-changing and arcane world of markets, economies, and government policies.  Victor started his Wall Street career in 1966 and began trading for a living in 1968. As President and CEO of Alpha Financial Technologies LLC, Sperandeo oversees the firm's research and development platform, which is used to create innovative solutions for different futures markets, risk parameters and other factors.

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